No and no. To improve your credit, go to a site like www.myfico.com and they can tell you (for a small fee) what you can do to improve your credit, besides the obvious of paying all your bills on time.
there are people who specialize in default notes but your not going to get much money for it. Is there any equity in the house? how far behind are they on the first? how does your credit look? there are a few things you could do but its going to have to be creative.
No and no. To improve your credit, go to a site like www.myfico.com and they can tell you (for a small fee) what you can do to improve your credit, besides the obvious of paying all your bills on time.
there are people who specialize in default notes but your not going to get much money for it. Is there any equity in the house? how far behind are they on the first? how does your credit look? there are a few things you could do but its going to have to be creative.