House In SE PDX

I got a phone call from motivated seller yesterday. She is moving out of state. She leaves for NYC on 9 of July. The house is current on payments. Here are the numbers: Want To Sell In: by 7/9/04 Have Owned The Home For: 10 years Selling The Home Because: moving out of state Is It Listed With Realtor: no single family house Number Of Bedrooms: 6 with a bonus room used as a 7th bedroom (5 bedrooms plus 2 in the basement) Number Of Bathrooms: 3 SQ. FT.:3200 Does The Home Needs Repairs: needs painted on the outside Estimated Value Of The Home Is: 375,000 Arrived At The Estimated Value By A: comparables Asking Price Is: 368,900 The Total Mortgage Balance Is: 292,000 The Total Monthly Payment Is: 1900 Are The Payments Current:yes Description Of Payments In Arrears: none The Balance Of The First Mortgage Is: 262,000 @ 6% The Payment On The First Mortgage Is: 1588.00 Is The Mortgage Assumable: no The Balance Of The Second Mortgage Is: 30,000 The Interest Rate On The Second Mortgage Is: 9 something The Payment On The Second Mortgage Is: apx 350.00 Is The Second Mortgage Assumable: no Are There Any Other Mortgages Or Liens:no Will You Sell The Home For The Balance Of Mortgage:no The Least You Would Accept For Your Equity Is: 65k Would You Consider Owner Financing:yes What Is The Lowest Down Payment You Would Consider: don't know Would You Consider A Lease-Option: don't think so Total tax value $227K The taxes are $3,336 Comps in the area go anywhere from 240K to 420K. There is not much to compare to because this is 'the bigest house on the block'. Most comps are 4 bedroom and 2 bathroom. I made an offer today for 310K assuming that the info she provided is 100% correct. She said no. Any comments or suggestions.[ Edited by tomazas on Date 06/16/2004 ]