Need Advice On Steps To Take To Make An Offer
I've found a house that is to be auctioned in Oct. The loan is 130K and the house is worth 180K. I have 10% cash to put down as required by the auction, but should I go to the holder of the mortgage directly and make an offer? (I'm a big time newbie) 
NDG:
Keep reading through the forums (foreclosure forum). You will answer your own question. J