Where To Start On The Cr Repair?
Have lurked for a few weeks, picked up alot of helpful info...searched archives.. Now have a lot of info on my plate :wow: . Not sure where to start. 1. Credit reports - Are you guys generally subscribing to a service where you can get monthly reports to check updates and changes? If so, source and cost? 2. What is the first thing you dispute? Late charges, balance, addresses?? I am confused >:( ... Once I figure what to dispute I can search for the right letter format. 3. Do you send all the disputes in one envelope or seperately to each bureau? And certified, I imagine, to start counting the 30 days... 4.follow up letter - when do you send it? On the 30th day or few days before? certified or registered too, I imagine? thanks :coolgrin:
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Hello.
The best place for further research and answers to those exact questions are at www.creditboards.com
Good Luck.
I use ****Must Reach Freshman Investor status before posting URL's*** Also whychat has a good site...
Well that didn't work since I am new! It is credit net. The information there is overwhelming!
You can also use www.myfico.com. You can subscribe to the service for $89, but you can submit discrepencies online too.
Buy the Do It Yourself Credit Repair Kit. It helped me. It has a lot of information and example letters to follow.
http://www.creditinfocenter.com/creditreports/