Where To Start On The Cr Repair?

yosshimura profile photo

Have lurked for a few weeks, picked up alot of helpful info...searched archives..

Now have a lot of info on my plate surprised . Not sure where to start.

1. Credit reports - Are you guys generally subscribing to a service where you can get monthly reports to check updates and changes? If so, source and cost?

2. What is the first thing you dispute? Late charges, balance, addresses?? I am confused mad ... Once I figure what to dispute I can search for the right letter format.

3. Do you send all the disputes in one envelope or seperately to each bureau? And certified, I imagine, to start counting the 30 days...

4.follow up letter - when do you send it? On the 30th day or few days before? certified or registered too, I imagine?

thanks cool grin

Comments(6)

  • diatribe10th March, 2004

    Hello.

    The best place for further research and answers to those exact questions are at www.creditboards.com

    Good Luck.

  • warchant715th March, 2004

    I use ****Must Reach Freshman Investor status before posting URL's*** Also whychat has a good site...

  • warchant715th March, 2004

    Well that didn't work since I am new! It is credit net. The information there is overwhelming!

  • kimmyjack18th March, 2004

    You can also use www.myfico.com. You can subscribe to the service for $89, but you can submit discrepencies online too.

  • Bryson977th April, 2004

    Buy the Do It Yourself Credit Repair Kit. It helped me. It has a lot of information and example letters to follow. grin

  • niravmd7th April, 2004

    http://www.creditinfocenter.com/creditreports/

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