Shortages in Construction Insurance

From California to Colorado, homeowner lawsuits claiming faulty construction have sparked nearly every insurance company to stop writing policies for residential building. Builders continue to find insurance, but it is very expensive. Some lawmakers have introduced the idea of warranties on houses so the contractor has time to fix any complaints before the homeowner takes it to court. However, there are always bad practioners who may not follow up on the requests and therefore continue to make all contractors look bad.