Where To Hire An Independant Insurance Adjustor?

srj1972 profile photo

Hi,



I heard somewhere that people can hire an independant insurance estimator to come and give a second opinion on damage to a property. Useful when your insurance company is saying they will give you X amount for damage hen it will cost X+Y to pay for repair.



Anyone know what these people are called and where to find?



Thanks,

Scott

Comments(11)

  • bgrossnickle24th October, 2007

    Think that I have seen them in the yellow pages. You could also ask the adjuster that came out for the insurance company. They are not employees of the insurance company and probably know some independant adjusters.

  • srj197225th October, 2007

    Thanks for the replies.

    For the situation you mentioned in FL, once everyone had these independant estimates, then what? Did they use them as leverage to increase the amount paid out by their company w/o legal action?

    Scott

  • norrist25th October, 2007

    Brenda makes a great point regarding "doing it yourself" by reviewing and "negotiating" the settlement (relative to the policy parameters, of course). Unless it was a catastrophic (the definition is different for everyone), working it out yourself could save a lot of headache and money...

    Some adjusters are insurance company employees, FYI...

    [addsig]

  • ryandick2nd October, 2007

    This happens to me all of the time. My problem usually originates from a drain that is in the floor of the freezer, or back wall just below the freezer floor (assuming a unit with the freezer on top). If it is in the freezer floor there is usually a plastic tray that can be detached from the floor to expose a drain hole. The hole is usually rectangular shaped, about 1 inch wide by two inches long. Jam your fingers down there and you might be surprised at the nasty stuff you pull out. Sometimes that nasty stuff causes the water to get stuck in the line and freeze. You might need to pour some hot water down the drain to get the ice loosened up before you go finger fishing.

    Good luck!

  • tom7w2nd October, 2007

    Let me first thank you for helping.
    yes, the freezer is on the top section.
    I can see the white plastic tubing running from the temperature adjusting wheel. The tubing is not in the freezer, it is under the freezer compartment. It is running from the front to the back.
    the adjusting wheel has number 1 to 9 in the front .

    Where do I pour the hot water? I assume that you want me to pour hot water somewhere near the adjusting wheel. Right?

  • joblo26th October, 2007

    In my experience, a fridge leaking is caused from the freezer drain line clogging with ice. This causes the melted ice inside the freezer to overflow into the refridgerator through the vent where the cold freezer air is blown into the fridge.

    If you can access this drain line inside the freezer, you can use a turkey baster filled with hot water to melt the ice inside the drain tube. Once you can pour water through the tube and have it flow freely, you know it is clean and will once again drain.

    Adjusting the legs on the bottom of the fridge so that it tips slightly backward will help prevent this problem from recurring as soon. And depending on the model of the refridgerator there is probably a few other things you can do to prevent recurrence of the problem. Perhaps you can do a search on the internet and get model specific information. But you can count on it happening again eventually.

  • jimandlacy8th August, 2007

    Well I have to admit Lacy is the one who got me to start doing it. I guess the females have more saran experiences.
    Jim

  • Ebellis9th August, 2007

    Instead of freezing them, you can put your roller or brush in a large zip-top bag, zip it all the way over to the handle and put in the refrigerator. I have left them for a couple of days and they were fine--saved clean up until I was completely finished.

  • jam2009th August, 2007

    Anything that keeps air away from them works. Garbage bags, grocery bags, plastic drop clothes, any of these wrapped tightly and tied works fine...

  • d_random9th August, 2007

    No, I had the same lesson taught by my girlfriend. Would be nice if we a post for rehab shortcuts, tricks & tips, to save time on projects. Another reason for sticky post!

  • NC_Yank14th August, 2007

    An old painter taught me this trick along time ago however depending on the project I find myself cleaning my brushes simply because I can get a better job by not allowing the paint to build up within the end of the bristles that are attached to the brush.

    If I can use a brush the whole day with only have half the bristle covered with paint as opposed to the whole brush being a mess, then I considered I did a good job. Plus my brushes last quite a bit longer. I have some brushes that are more then 5 years old.

    I would recommend those who do quite a bit of painting to use brush cleaners that recondition your brushes as if they were brand new.

    Klean Strip Brush and Roller cleaner is my favorite. It runs around $6.00 but I often can make it last for over a year.
    When I do clean my brushes in this cleaner, I simply pour the liquid back into the can, allowing the old paint solvent to settle at the bottom and then reuse it again when need be.
    Call me cheap........I think of myself as frugal.

    Another tip:
    When using semi-gloss paints and the sorts, instead of cleaning the tray when I am finished, I often allow them to dry in the tray and then peel the paint off. Works great.

    regards

    NC

    PS. It would be nice to have a forum where one can share their tricks of the trade.

    [ Edited by NC_Yank on Date 08/14/2007 ]

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