Seasoned Mortgages

pholahan profile photo
I am trying to learn as much as I can about real estate and keep running across the term "seasoned mortgage". What does this mean? Thanks :-?

Comments(0)

  • milliken16th June, 2004
    0
    Reply

    It means different things to different lenders.

    Criteria for "seasoned" mortgages can range from 1 day to 1 year.

    Chevy Chase Bank, for instance, allows you to refi a day after your loan funds.

    Other, more traditional lenders can sometimes require a year before they consider anything "Seasoned".

    Seasoned basically means that the funds or mortgage have aged. Some Lenders require a fine wine and others do just fine with boxed.

    hope this answers your question.

Please Sign In to Comment.