Trying To Buy A House
I am trying to buy a house had a mortgage broker pull my credit. I have a mortgage showing up on my equifax and trans credit reports. It is not on the third report. It is reporting a mortgage of 13k and is 120 days late for the last 2 years. I did go through a divorce a quite a few years ago and the house went into foreclosure. I have not had any contact with the bank since I signed the house back to them. No foreclosure is showing up and it was my understanding that if there was a balance left owing that it would be treated as an unsecured loan not as a mortgage. Any help would be great.
Write to the credit bureau's and dispute any incorrect information. Check your credit and they hopefully should come off.