Refinancing Property Held By S Corp.

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Hello- I am looking for a lender so I can pull cash out of investment property owned in Buffalo, NY. The property is currently FREE of any mortgages or liens. Here are details: Property is 2 two-family buildings on one lot for a total of 4 apts. (2 three bedrooms, 2 two bedrooms). The apartments are fully occupied. Property is owned by an S Corp. There are 2 principals in the S Corp; one has credit score of 725, the other 728. The property was purchased below market value; we are looking to pull 100% of what we estimate to be the appraised value ($70,000). The buildings are assessed by the city for tax purposes at $60,000. Gross income on the buildings is $20,000/year. All lenders I have spoken with do not want to loan to an S Corp. They want the Corp to quit claim the property to us as individuals, then we can quit claim it back after closing. I do not want to have to pay transfer fees and taxes... :-( Any suggestions? Julia :-?

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