Dipping my toe in the water

Hi all. I own my home, and got involved with trying to buy a home for my sister in law who lives in Japan. In the process, I've been bit by the Real-Estate bug. I'm in Massachusetts, and am very early in the learning stages. I'm hearing that because I already own a home, the next property I buy will be an investment property, and will be subjected to a 10%+ down payment, and interest rates close to 10% any input on this stuff. Eagerly yours. Mirt. :coolsmile: