Those interest rates are not bad at all considering your situation. However, with a 597 score, there are tons of lenders out there that will give you 100% of the loan as well, you only need a 580. The interest rate will be about the same and more importantly, it will report to the credit bureaus which if you make your payments on time, will increase your score thus putting you in a much better position down the road.
I have a great lender that can get you 100% and he works hard. The closing is usually within two weeks. BLS Funding - Carlos Cervantes and tell him Cheryl Sent you. 7186615100 x 114 He just closed me in 10 days. and it was great
Those interest rates are not bad at all considering your situation. However, with a 597 score, there are tons of lenders out there that will give you 100% of the loan as well, you only need a 580. The interest rate will be about the same and more importantly, it will report to the credit bureaus which if you make your payments on time, will increase your score thus putting you in a much better position down the road.
I have a great lender that can get you 100% and he works hard. The closing is usually within two weeks. BLS Funding - Carlos Cervantes and tell him Cheryl Sent you. 7186615100 x 114 He just closed me in 10 days. and it was great