Paid Charge-Offs, But Household And Capital One Lied...

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We settled and paid off both accounts. Now, both refuse to get rid of the charge-offs from our credit report. We are livid, because we told them we would not settle unless the charge-off was eliminated. What can we do now?

Comments(4)

  • 5th March, 2004

    there is only one bona-fied credit card eliminator . . . the founder is a retired attorney . . . arbitrary award & judicial confirmation . . . they guaranteed their services . . . this service is aligned with a service that is called Clean Slate Credit . . . 26 years in cleaning credit reports . . . guaranteed service . . . they will remove bankruptcy . . . judgements . . . any and all negatives . . . get back to me . . .
    **Please See My Profile**

  • orlandorealestateinvestor5th March, 2004

    Hey everyone this is someting i found about clean slate credit
    Lori McGowan, d/b/a Midwest Financial; Clean Slate Credit
    Minnesota Attorney General
    Action for injunction and restitution; CROA and state law
    Minnesota District Court, Ramsey Co., St. Paul, MN
    Leslie Sandberg, (651) 296-2069

    ****Must Reach Freshman Investor status before posting URL's***

    Just wanted to pass along what I found, If I find out more I will post

    J

  • flacorps6th March, 2004

    Quote:
    On 2004-03-05 22:20, dezra wrote:
    We settled and paid off both accounts. Now, both refuse to get rid of the charge-offs from our credit report. We are livid, because we told them we would not settle unless the charge-off was eliminated. What can we do now?
    If you didn't get it in writing, all you can do is write nutcase letters to the companies, then follow up with bureau disputes (try "not mine"wink 30 days later or so.

    Typically the nutcase letter scares 'em into not responding to your disputes. Bingo - chargeoff TLs vanish.

  • dezra6th March, 2004

    Heck, all I have to do is pretend to be a nutcase? Right now, they have made me one. I will play the part well. Can you please explain what you meant by that though. Right now, the CB's are not taking anymore of my disputes, saying they are frivolous.

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