Just recently discovered an incorrect entry on my Transunion credit report. With the report were instructions on how to dispute it. I followed their instructions and filled out the form on line. Within less than a week, they took it off and my score increased 20 points. I would suggest u get copies of the 3 agency reports and follow the instructions they give. Good luck.
The two above posts are very good ways to correct this problem, another way that I have fixed problems on my credit that were caused by the creditor was by:
1. Getting them to mail me a letter on company letter head that said this should be corrected.
2. Sending a copy of that letter to the reporting agencies and they removed it from my report within about 2 - 3 weeks.
According to loan officers that I work with this is the fastest way to get errors on you credit report resolved and it also worked for me.
Just recently discovered an incorrect entry on my Transunion credit report. With the report were instructions on how to dispute it. I followed their instructions and filled out the form on line. Within less than a week, they took it off and my score increased 20 points. I would suggest u get copies of the 3 agency reports and follow the instructions they give. Good luck.
The two above posts are very good ways to correct this problem, another way that I have fixed problems on my credit that were caused by the creditor was by:
1. Getting them to mail me a letter on company letter head that said this should be corrected.
2. Sending a copy of that letter to the reporting agencies and they removed it from my report within about 2 - 3 weeks.
According to loan officers that I work with this is the fastest way to get errors on you credit report resolved and it also worked for me.