Equifax Problems

mike3367 profile photo

i just got the my 3 credit reports looking the same experain and trans union now have me in the lower 600's but equifax still has me at 543. my reports all look the same does anyone else have this problem with equifax and how long does it take for them to catchup with the other 2 credir reporting agencys

Comments(4)

  • briandalegm25th October, 2003

    Mike,

    I don't exactly know what you mean by "Catching up" to the other two credit ****Must Reach Senior Investor status before posting URL's*** thing I do know is that those three scores will never look the same, even with the same things on all three.Why? Who ****Must Reach Senior Investor status before posting URL's***he way credit is reported seems to be a mystery, ask three diffferent lenders, you will hear three different things!

    My broker told me that different lenders pull from different credit bureaus, he did say that a common practice when a person is trying to buy property or a home is to pull all three, at once, and come up with a composite score.Hope that helps.

  • HouseHuntersUSA25th October, 2003

    Most of the time the lender will just take the middle score. You should contact each of the credit reporting agencies and dispute any information that will make your score go up. they have 30 days to investigate the information and correct it. If the items causing your score can not be verified, the credit agencies have to take it off.

    good luck.

  • mike33672nd November, 2003

    well just was wondering a 65 point difference seemed to be to much for a difference since equifax are identical to the other 2 credit reporting company's

  • InActive_Account2nd November, 2003

    I have seen a lot of tri merge reports that had a 50 points spread.

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