Credit Scoring Simulators

daythinkr profile photo
How effective are these Credit Scoring Simulators online? I found one companie that charges $2.50 for this service that can simulate removing stuff or adding to you report. With this information you have a better idea on what make a bigger difference in your report. Third, they charge I think 25 dollars to make the changes and rapid rescore you. I was going to pay and try it but unfortunatly they only deal with companies. They even charge only 2.50 per credit report. My question here is, how effective are these companies, because im really considering using their service so I can maybe go back to the 680 score I had a few weeks ago.

Comments(0)

  • daythinkr3rd July, 2005
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    bump

  • mojojojo_122nd August, 2005
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    this is pretty damn accurate
    http://www.myfico.com/ficocreditscoreestimator/?lpid=GGLE4045

  • d_random22nd August, 2005
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    Interesting link there mojojojo_1.
    I have never checked my fico score, so I have no idea if it is close.

  • mojojojo_123rd August, 2005
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    mine is 656 and it says it is between 620-670 on the simulator, which equals about the same rates on mortgages

  • bgrossnickle23rd August, 2005
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    My result from the link was very accurate also.

  • Ebellis23rd August, 2005
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    My result from the link was very close also.

  • d_random23rd August, 2005
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    I wish I knew my fico so I could give feedback also.

  • InActive_Account6th September, 2005
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    Right on the money.

  • jameswing20th September, 2005
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    almost right on with the scores I pulled last friday.

  • InActive_Account21st September, 2005
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    Thats pretty good!!

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