Suggestions For Reducing Closing Costs?
I would like to reduce my closing costs on a refinance. Specifically, I would like to pay more points to lower my interest rate. However, I am limited on how many points I can pay because the state puts a cap on the what percentage of a loan the closing costs can be and the points are considered part of the closing costs. I was told that if the property had a survey in the past few years the bank might wave that. Any other suggestions for simply lowering closing costs or creative ways I could pay more points?
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