Make friends with a local Real Estate agent.
Title companies will give lists of property owners from public records to agents sorted by absentee owner, street name, or other factors.
The above advice is very good. I know there are companies that sell this data on software for a subscription, but the cheaper route would be making friend an agent for access to the title company.
P.S. work fast once you start contacting mortgage brokers; they will pull your credit scores and too many inquiries over too long a time span will lower your score. Try to have all the inquiries happen in one to two weeks, then it will be counted as a single inquiry, in theory, and not affect your interest rate.
Also, before you even inquire, make sure that all of your credit card balances are no more than one third of your credit line on your last statement. The longer you can maintain this before you go for your loan the better. You want as high a cedit score as possible; lower scores will cost you $$ for as long as you are paying for your loan.
My advice is to find a reputable mortgage broker and explain the situation to them. They will figure out what your best option is. If you use a local broker, be sure to compare their rates and costs with the on line services. I got a great quote with a broker supplied by lowermybills, but have heard that lendingtree is good. However in the end I have gone with a local broker because the fees were enough lower that if I sell or refinance my properties in the next six years I will have more equity; and also because I wanted a relationship for repeat business. Now I send him clients to prequalify and he sends me prospects looking for homes, as well as just writing my loans. However if I hold for more than six years and some the lower interest, higher fee loans would be better.
Blah blah blah- I repeat, tell a mortgage broker exactly what you want to do, and he/she will find the best product for you from any number of sources. If you go to a bank, they will only be able to offer you what that one institution has available. If the broker winds up offering you a product from the local bank, you can always turn it down and go to the bank directly...
County tax records will tell you where the property tax bill is being sent.
Make friends with a local Real Estate agent.
Title companies will give lists of property owners from public records to agents sorted by absentee owner, street name, or other factors.
Eric Haggin
East Bay Plus
The above advice is very good. I know there are companies that sell this data on software for a subscription, but the cheaper route would be making friend an agent for access to the title company.
P.S. work fast once you start contacting mortgage brokers; they will pull your credit scores and too many inquiries over too long a time span will lower your score. Try to have all the inquiries happen in one to two weeks, then it will be counted as a single inquiry, in theory, and not affect your interest rate.
Also, before you even inquire, make sure that all of your credit card balances are no more than one third of your credit line on your last statement. The longer you can maintain this before you go for your loan the better. You want as high a cedit score as possible; lower scores will cost you $$ for as long as you are paying for your loan.
Chris
My advice is to find a reputable mortgage broker and explain the situation to them. They will figure out what your best option is. If you use a local broker, be sure to compare their rates and costs with the on line services. I got a great quote with a broker supplied by lowermybills, but have heard that lendingtree is good. However in the end I have gone with a local broker because the fees were enough lower that if I sell or refinance my properties in the next six years I will have more equity; and also because I wanted a relationship for repeat business. Now I send him clients to prequalify and he sends me prospects looking for homes, as well as just writing my loans. However if I hold for more than six years and some the lower interest, higher fee loans would be better.
Blah blah blah- I repeat, tell a mortgage broker exactly what you want to do, and he/she will find the best product for you from any number of sources. If you go to a bank, they will only be able to offer you what that one institution has available. If the broker winds up offering you a product from the local bank, you can always turn it down and go to the bank directly...
Chris