4br - 4 Bedroom 1.5 For Sale

This is a 4 Bedroom, 1.5 Bath Fixer upper. The address is 534 East Illinois St. in Freeport, IL 61032. It comes with a washer, dryer, oven and central AC. But, it is very dated on the inside. . It has a nice backyard with a deck and a 1 car garage. It has a basement and it also has a fenced in yard. The water heater is missing. The previous owner said everything worked when he left about 5 years ago but I can't guarantee any of it works as I never turned anything on. I owner finance all my houses so you can get in with a down payment of $4000 or if no money you can do $4000 worth of repairs as a down payment (you have 6 months to do the repairs). UPDATE: The walls by the stairs have now been repaired. Your payments will only be $400 principle and interest per month. As an owner you will also have to cover the taxes, insurance and escrow fee so expect to pay a total of $600 per month to be able to afford this house. The mortgage will be for just 10 years, not a typical 30 year mortgage. This will save 20 years off of your payments. You will own it free and clear in just 10 years and the 400 a month payment goes away forever. I am the bank so it's likely you can get into this one even if you cant qualify for a normal mortgage. My most important criteria is this. Can you make the payments on time every time for 10 years? If you can and do. I want to talk to you.